Data We Hold and Why We Hold It
When you open an account with cik44, we collect the information you provide during registration — your name, contact details and chosen payment method. If you deposit or withdraw using bKash, Nagad or Rocket, we record the transaction reference and wallet number to process and verify
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that payment. We also collect device and browser data automatically: your IP address, session timestamps and the pages you visit within the platform. This helps us keep your account secure and detect unusual access patterns. We do not store your full mobile wallet PIN or password
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— those stay with your payment provider. Data collected through Rocket or Nagad transactions is handled under the same retention rules as all other account data: kept only as long as your account is active or as required by applicable regulations in eligible regions. If you
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close your account, we follow a structured deletion process — some records may be retained for legal compliance for a defined period. Where local law in Bangladesh requires us to handle data in a specific way, we follow that requirement. Availability of our services depends on
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your local law and eligible regions. You can write to our support team at any time to ask what data we hold about you.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.